Yeah the Sage one is really only dramatic if you fuck Jade. Tybalt being a threat to the Maya situation is impossible to take seriously.
Zoey's comeback was something I expected to happen anyway so it wasn't really a surprise, but it did make season 3 more interesting.
Now Jill seeing MC and Bella was a twist I wasn't expecting. There was going to be some friction no matter what, but Jill actually catching them going at it was way more than I saw coming.
The DIKs finding out about MC's girlfriend(s) were decent cliffhangers, but Sage's and Jill's were a lot tamer than the other two.
Nick and Heather I did not see coming, but I ship it.
I'm extremely curious what happened at Bella's while you try to get the documents, but there aren't any real hints about it so you can't really call it a cliffhanger. There is a lot of twist potential there but it hasn't happened yet so it doesn't really count at the moment.
Rionapping is perhaps the most intense cliffhanger the game has had.
Since you see it coming it isn't much of a twist. And since nothing in episode 10 suggests it is imminent it's not a cliffhanger. Now if one of them had said to the other: "We need to talk." at the end of the episode that would have been a cliffhanger, if a somewhat cliche one.